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Own your car driving uber or grab

How to drive for Uber or Grab

Article UPDATED on 20th October 2017 – Screenshots and instructions on how to DIY convert your car to Z10 for Grab Uber online. Do like because we will updates you on the latest regulation!

As of 01 October 2017, you can drive for Grab / Uber with your own personal car. LTA has allowed all Private Hire Driver to convert their car to Z10/Z11 listing to drive for Uber Grab under their own individual names, even if their car has outstanding loans with the banks! This means any aspiring Grab Uber drivers can drive with these methods

  1. Using your own personal car, even with outstanding car loan
  2. Car Rental
  3. Hire purchase (with low downpayment if you look for us, Timely Enterprise) your own car.

If you have your own private car, then it is a no-brainer to continue using your own car for Grab / Uber. You can use LTA website to convert your own car from P10/P11 classification to Z10/Z11 classification meant for Private Hire Drivers. The only reason why you may want to change to a new car to drive is if you are thinking of going for higher fares, and higher income with Grab Premium / UberExec drivers. They have strict requirements on modern luxury models for their customers (along with higher fares) so you may want to get a luxury car for this market, even if it is a 2nd hand car.

You can scroll below to read the DIY conversion way for your car to Z10 / Z11 online with LTA.

For those who do not own their own personal cars, read on to find out how else you can drive for Uber / Grab.

uber grab drivers skip car rental

How to drive for Uber or Grab

 2 ways to drive for Uber and Grab –

Car Rental by the hour / day / week / month

The first way is to rent from car rental firm. This is the simplest solution.

Car rental is the easiest as you only need to pay a small deposit and you are allowed to rent for short period of time, such as 1 week or 1 month. You have low commitment period as you can return the car if you change your mind.

However, do note that the insurance has excess of high amount, such as $10,000 or $5,000 excess. That is the first sum of money you have to fork out if you met with an accident to repair the car.

Also your profit from driving uber or grab is LOWER than if you drive your own car. This is expected as the car rental firm is NOT doing a charity, they need to cover admin costs, office rental, staff costs, car maintenance (which is a lot higher from renters not taking good care of the cars) and of course churn out a good profit margins for the bosses.

Hire Purchase to save money.

OR earn more money by doing a hire purchase car rental in Singapore. Hire Purchase rental allows you to have your own car at all times, and save money by cutting out the profits to the car rental firm.

As the rental firm is no longer the middleman, you earn more on your driving. Also, you are sticking to the same car that you bought on your own, and it would not be a cranky lousy car that has been damaged by numerous car renters that do not treat it well.

There is nothing that beats the comfort of driving your own car.

Another benefit is that hire purchase allows you to drive with very low downpayment. To buy your own private car, you may need a hefty downpayment. Timely Enterprise allows you to get your own car with a low downpayment. We have clients who drive with as low as $5,000 or $10,000 downpayment.

Whatsapp or call James (Timely Enterprise) now at 82003255 with a car you found in or any other car shop you found, so that he can provide the best rate for your hire purchase. 


How to convert car to Z10 / Z11 to drive for Grab Uber ONLINE with LTA

If you are doing car rental or hire purchase, the friendly staff will assist and ensure your car is classified by LTA to drive for Grab / Uber. If you have your own personal car, Just follow the steps below for DIY on Z10 conversion for your car:- they are all easy.

1) Visit LTA

Click e-Services at the top left row, go to > Login eServices for Asset Owners > SingPass/ CorpPass / EASY

Or just click

Z10 Conversion- LTA Eservices for Asset Owners

Z10 Conversion- LTA Eservices for Asset Owners

Use your Singpass (for most of us) or CorpPass or EASY pin to login.

Z10 conversion- Singpass Login

Z10 conversion- Singpass Login

Upon login, go to menu bar Ownership > Vehicle Scheme / Specifications > Convert my vehicle Scheme

Z10 Convert Car scheme

Z10 Convert Car scheme

Z10 Convert Car Scheme

Z10 Convert Car Scheme

You will need your vehicle registration number and $100 payable by eNETS Debit / Credit cards.

Conversion to Z10 Final Step

Conversion to Z10 Final Step

Upon successful conversion, a receipt will be shown online. A letter will be sent to your registered address. Do remember you still need to get your PDVL car decal and your commercial car insurance.

2) Get your Private-Hire Decal

Make sure you get the Private Hire decal within 3 calendar days. You can get it at

  1. STA Inspection Centres
  2.  Vicom / JIC Inspection Centres
  3. Uber affixing centre – Big Box, 1 Venture Ave Singapore 608521
  4. Grab affixing centre- Midview City, 28 Sin Ming Lane #01-143 Singapore 573972

3) Commercial Insurance

Do seek an automobile insurer to purchase commercial insurance for your private hire car. This is compulsory as Grab and Uber wants to ensure that both the driver and the paying passengers are insured in the unfortunate event of an accident. For cars under rental, or your own hire-purchase program, you do not have to worry as they are under commercial fleet insurance, so usually you are paying less than if you buy your own commercial insurance.

For those driving your own car, speak to an insurance provider, or just email and we will send a competitive insurance firm to quote you.

4) Apply to Grab / Uber to activate your driving account

uber grab PDVL driver

uber grab PDVL driver

Once you have reclassified, your car log card now shows Z10/Z11 classification. You can now apply to sign up as an Uber driver or sign up as Grab driver, with your NRIC, driving license, vehicle log card, commercial insurance cover note.

Start Driving for Uber or Grab

You can find your own car at or when you have a car model in mind, you can contact Timely Enterprise for hire purchase, we will advise and help you the best way to be either Uber or Grab, earning the most income with the least costs. We will help you with the steps as we know all these can be frustrating and difficult. Not only that, due to our experience and scales, we are able to provide you with low cost solution! We profit only when you earn more!


Whatsapp or call James now at 82003255 to start your driving!

Comments (9)

  1. George September 22, 2017 at 12:05 pm Reply

    Can over-10 years car be used for Grab too?

    1. admin September 29, 2017 at 11:28 am Reply

      Yes. COE Renewed cars can be used for Grab but not for Uber.

  2. Sam October 25, 2017 at 10:22 pm Reply

    Hi.still need PDVL or TDVL before driving U/G?

    1. admin October 30, 2017 at 4:53 pm Reply

      Yes, of course you need.

  3. […] Please click here to know how to convert to Z10 and drive for Uber and Grab. […]

  4. Christy November 28, 2017 at 12:43 am Reply

    can I drive for grab/uber if my name is not in the vehicle commercial insurance>

    1. admin November 29, 2017 at 4:44 pm Reply

      Hi Christy, Yes it is possible but only if the insurance covers you. You will have to find out as all the coverage is written in the CI and the policy documents.

  5. Alan November 30, 2017 at 10:24 am Reply

    Can an undischarged bankrupt drives for Grab/Uber using his wife car ?

    1. admin March 4, 2018 at 7:35 pm Reply

      Do email us at for more information.

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